COVID-19: Emergency Financing Options

Florida Emergency Bridge Loan program- this is temporary assistance for 12 months

  • Visit
  • Review eligibility requirements and loan process.
  • Complete and submit application and support documentation online
  • Department of Economic Opportunity phone: 1-833-832-4494
  • Email for additional assistance

Businesses that have a good estimate of the funding need should also apply to SBA- this is permanent assistance.

  • Visit h
  • Review eligibility requirements and loan process
  • Gather required support documentation.
  • Apply online whenever possible and ONLY for Economic Injury Loan
  • Make sure to include amount needed to cover expenses for 3-4 months PLUS repayment of bridge loan, if applicable.
  • SBA Disaster Loan Phone: 1-800-659-2955
  • Email for additional assistance


  • See attached document describing the Paycheck Protection Program factsheet, details, and sample application. You will apply with your bank for this program.
    • Companies eligible to borrow 2.5x monthly payroll
    • Capped at $10m
    • Amounts within first 8 weeks used for payroll, rent, mortgage, and utilities can be forgiven
    • 0.5% interest; 2-year term on amount not forgiven. There are Zero fees on these loans. SBA will cover Bank fees.
    • Available to small businesses, Section 501(c)(3)s, Section 501(c)(19)s and Tribal businesses of 500 total employees or fewer. 
  • Employee Retention Payroll Tax Credit.
    • Refundable payroll tax credits of up to $5,000 for each employee available to eligible employers 
    • Available to small businesses, Section 501(c)(3)s, Section 501(c)(6)s, and Tribal businesses

Other temporary cashflow options:

  • Reach out to your bank for mortgage payment options or discuss your situation with your landlord, when applicable.
  • Utilities companies are allowing for payment deferrals without a penalty
  • Supplier may be able to extend payment terms